On this website you can find information on our:

Tuition fee policy

  • tuition fees
  • exemption from the tuition fee

Scholarship scheme

Annual tuition fees and scholarships in Xamk degree programmes in a nutshell (pdf)

Please note that the scholarship scheme at Xamk has changed for programmes beginning in August 2020. Information for students whose studies have begun before August 2020 is available on Student intranet (login required).

The Finnish higher education is free for EU/EEA citizens and for those permanently residing in Finland.



Tuition fees

The Finnish higher education institutions charge tuition fees for students outside the EU/EEA area. The fees concern the study programmes conducted in English.

The fees for Xamk degree programmes are:

  • Bachelor’s degrees 6000 euro / academic year
  • Master’s degrees 7000 euro / academic year
  • Double degrees 1500 euro / double degree programme

Instructions for paying the tuition fee are given to the admitted student in the notification of admission. The fee can be paid either electronically (online payment from a Finnish bank account or payment by credit cards: VISA, MasterCard or American Express) or by invoice. The due date for the fee is the same than the deadline to accept the study place.

The tuition fee for one academic year is paid in one instalment, it is not possible to pay the fee in parts.

For the degree programmes beginning in January, the fee is paid for the first semester (3000 or 3500 euro) separately, after which the academic year timeline (6000 or 7000 euro / academic year) is followed.


Exemption from the tuition fee

You don’t have to pay the tuition fee if you have one of these documents:

  • Passport or identity card to indicate the citizenship of EU/EEA/Switzerland
  • EU Blue Card in Finland
  • Continuous residence permit card in Finland, Type A permit
  • EU Family Member’s Residence Card in Finland
  • Permanent residence permit card in Finland, Type P permit
  • EU residence permit for third-country citizens with long-term residence permit card in Finland (Type P-EU)
  • Proof from the Finnish Immigration Services that one has registered, or applied to register, the EU right to residence in Finland (UK-citizens)

Note that the residence permit in another EU/EEA country is not sufficient grounds for exemption, only residence permits in Finland can be considered.

Documents stating that a student is not liable to pay tuition fees must be valid when the semester starts on 1 January or 1 August 2021.

Further information on who is required to pay the tuition fees can be found on the Studyinfo.fi service.

Tuition fee and residence permit

The tuition fee is charged by the higher education institution and Xamk notifies the Finnish Immigration Service of the paid tuition fees. However, if you need a residence permit for the studies in Finland, you are required to have sufficient means and funds (6720 euro for one study year) to support yourself during the studies in addition to paying the tuition fee.

For more information, see the Finnish Immigration Service website:  http://migri.fi/en/means-of-support

Refund of the paid tuition fee

The paid tuition fee can only be refunded in the following cases:

  • a residence permit for the studies is not granted
  • student’s enrolment status is changed to non-attendant after paying the fee but before enrolment deadline
  • student graduates during the first semester of the last study year after paying the fee for the whole year, in this case the fee paid for the second semester is refunded.


At Xamk, the Early Bird scholarship is a 50% discount on the tuition fee for the first study year, available during the spring application round. Scholarships for other study years are based on your study progress.

In Bachelor’s studies, you are also rewarded for studies in Finnish language and culture. If you reach the intermediate proficiency level (B1) in Finnish language during your studies, you can get a scholarship upon graduation that is worth 5000 euro!

Parts of the scholarship scheme

Early Bird

The Early Bird scholarship is a 50% discount on the tuition fee of the first study year at Xamk. 

You can get the scholarship in Joint Application, Spring if you:

  • accept the study place offer from Xamk within 7 days from the notice of admission, and
  • pay the tuition fee within 14 days from accepting the study place.

You pay the tuition fee for other study years in full and can apply for the scholarship after each study year based on your study progress and Finnish language studies.

The scholarship is available during limited time period in spring application round. The Early Bird scholarship does not concern degree programmes beginning in January or double degree programmes.

Study progress

During the studies, you can apply for a scholarship after each study year and get 50% of the paid fee back by progressing in the studies well.  

Sufficient progress for the scholarship means completing 55 ECTS credits during the academic year, except in the degree programmes beginning in January where you need 27 ECTS credits from the first semester to qualify for the scholarship. The scholarship is paid yearly based on the studies (credits) completed during the previous academic year.

You are offered at least 60 ECTS credits of studies per academic year (1 August – 31 July), or 30 ECTS credits per academic semester (1 August – 31 December, 1 January – 31 July).

Studies in Finnish language and culture

In Bachelor’s degree programmes, additional rewards are paid for studies you complete in Finnish language and culture. If you qualify for the scholarship based on study progress, you can also apply for scholarship based on the Finnish language and culture studies (studies completed during the previous academic year).

The additional scholarship that you can apply for after each study year is worth 200 euro / 5 ECTS credits of studies completed in Finnish language and culture during your studies at Xamk. Students in Bachelor’s programmes are generally offered 5-10 ECTS credits of Finnish language studies during their 1st and 2nd study years. These studies start from the beginner’s level and aim for the basic language proficiency levels A1 and A2.

If you reach the proficiency level intermediate B1 in Finnish language during your studies, you can get a 5000-euro scholarship upon graduation. Reaching this proficiency level requires you to be active in learning the language also outside the studies at Xamk.

You receive this scholarship upon graduation, when you have completed a national certificate of language proficiency (YKI) in Finnish language on the required proficiency level and attach a copy of the certificate to the scholarship application. Please see further information on the national certificate of language proficiency and the proficiency levels on the website of the Finnish National Agency for Education.

The YKI system is the official language proficiency test of Finland and the certificates serve a variety of purposes, for example to demonstrate your language skills to apply for a job in Finland.

Scholarship scheme in short

The following examples apply to degree programmes beginning in August. Please see the Annual tuition fees and scholarships in Xamk degree programmes in a nutshell (pdf) for information on all programmes.

Bachelor’s degree programmes

1st year 
  • Tuition fee, 3000 / 6000 euro (with or without Early Bird scholarship)
  • Scholarship based on study progress, 1500 / 3000 euro 
  • Additional scholarship for Finnish language studies, 200 euro / 5 ECTS credits of studies 
2nd and 3rd year 
  • Tuition fee, 6000 euro 
  • Scholarship based on study progress, 3000 euro 
  • Additional scholarship for Finnish language studies, 200 euro / 5 ECTS credits of studies 
4th year
  • Tuition fee, 6000 euro / Tuition fee, 3000 euro (if last semester of regular study time is autumn)
  • Scholarship based on graduation during the regular study time, 3000 / 1500 euro 
  • Additional scholarship for Finnish language studies, 200 euro / 5 ECTS credits of studies 
  • Scholarship for reaching the level B1 in Finnish language, 5000 euro 

Master’s degree programmes

1st year 
  • Tuition fee, 3500 / 7000 euro (with or without Early Bird scholarship)
  • Scholarship based on study progress, 1750 / 3500 euro  
2nd (and 3rd year)
  • Tuition fee, 7000 euro 
  • Scholarship based on study progress or graduation during the regular study time, 3500 euro 
  • The scholarships for Finnish language studies do not apply in Master’s programmes

Additional information

The scholarship scheme described on this website concerns students who are admitted in the degree programmes starting at Xamk in August 2020 or after, and are liable to pay tuition fee for their studies.

The scholarships during the studies cannot be granted to a student who has been guilty of deception or otherwise breached the order of the UAS, and has been given a warning by the president as provided in the UAS Act (932/2014).

The scholarship can only be paid in euro to the student’s own bank account (IBAN bank account recommended). In addition, the student generally needs a Finnish personal ID code for the scholarship payment.