New Student's instructions
Check all the instructions for new degree students at Xamk.
Instructions for tuition fee payment
Tuition fees at Xamk (academic year 2023-2024):
- Bachelor’s degrees 9700 euros / academic year
- Master’s degrees 11 500 euros / academic year
- Double degrees 3000 euros / double degree programme
The tuition fee for one academic year is paid in one instalment, it is generally not possible to pay the fee in parts.
Tuition fee for degree programmes beginning in January (autumn application rounds)
For the degree programmes beginning in January, the fee is paid for the first semester separately (50% of the full fee), after which the academic year timeline (full fee, 2 semesters) is followed. Please note that the Early Bird scholarship is not available in the autumn application rounds (Joint Application or separate applications).
Information on this website:
Payment options
There are two alternative ways to pay the tuition fee:
- Electronic payment
- Online payment from a Finnish bank account or payment by credit cards: VISA, MasterCard or American Express
- Note the separate links for full price, Early Bird price and for double degree programmes.
- Electronic payments are received at Xamk within 1 working day from the payment.
- Invoice
- Order the invoice to receive the details you need for paying tuition fee by bank transfer.
- Order the invoice only if you are sure you will not pay electronically.
- Payments by invoice received at Xamk within 2-6 working days, depending on the country.
The Admission Services sends you an email to confirm the received tuition fee payment. Your student status as an attending student is then automatically registered.
Select the payment option you want to use from the menu below, and find links for the electronic payment and for the invoice order.
Pay your tuition fee in full by selecting your programme from the list below.
With the payment links, you can pay the tuition fee for spring semester 2024.
- Bachelor of Business Administration, Digital International Business
- Bachelor of Business Administration, Wellbeing Management
- Bachelor of Culture and Arts, Game Design
- Bachelor of Engineering, Environmental Engineering
- Bachelor of Engineering, Information Technology
- Bachelor of Health Care, Nursing
- Master of Business Administration, International Business Management
- Master of Health Care and Social Services, Rehabilitation (not available)
Pay your tuition fee with Early Bird scholarship by selecting your programme from the list below.
The Early Bird scholarship is available during limited time period in spring application rounds. The links are currently not available because the Early Bird scholarship does not concern degree programmes beginning in January or double degree programmes in general.
- Bachelor of Business Administration, Digital International Business
- Bachelor of Business Administration, Wellbeing Management
- Bachelor of Culture and Arts, Game Design
- Bachelor of Engineering, Environmental Engineering
- Bachelor of Engineering, Information Technology
- Bachelor of Health Care, Nursing
- Master of Business Administration, International Business Management
- Master of Health Care and Social Services, Rehabilitation
Pay your tuition fee for double degree studies by selecting your programme from the list below. The link is only active if students have been admitted to the programme in autumn 2023.
- Bachelor of Business Administration, Business Logistics
- Bachelor of Business Administration, Digital International Business
- Bachelor of Engineering, Building Services Engineering
- Bachelor of Engineering, Environmental Engineering
- Bachelor of Engineering, Logistics Engineering
- Bachelor of Health Care, Nursing
- Bachelor of Hospitality Management, Tourism and Service Business
Tuition fee for double degree programmes covers the total duration of the studies. The Early Bird scholarship is not available for double degree programmes.
If you are not able to pay the tuition fee electronically, order an invoice for paying the fee through this link.
The invoice includes the details you need for paying tuition fee by bank transfer.
The invoice will be sent by email as soon as possible but within one week from sending the order at the latest. Note: orders are processed during weekdays, excluding public holidays.
Refund policy
The paid tuition fee can be refunded to new students in the following cases only:
- Residence permit for the studies arranged on campus is not granted. Please note that the fee cannot be refunded if the student withdraws the residence permit application.
- The enrolment status is changed to non-attendant after paying the fee but before the enrolment deadline (autumn applications: 1 December 2023).
Programme-specific instructions, programmes beginning in January 2024
- International Business Management (Master): The orientation and contact days are delivered in-class on the Kouvola Campus, Finland from January 2024 onwards. It is not possible to begin the studies online. All students must be present on campus for the contact days organised on 1-2 February 2024 at the latest. The next possibility to start studies after that will be in January 2025 with a new group.
- If you are not able to join the studies on campus by the given deadline, the paid tuition fee will be automatically transferred to the academic year 2024-2025 (spring semester 2025).
- Tuition fee for the second and third semester (academic year 2025-2026), 11 500 euros, is to be paid by 31 July 2025.
- You can ask for a refund on the paid tuition fee if you receive a negative residence permit decision.
- Game Design (part-time): The orientation and contact days are delivered in-class on the Kouvola Campus, Finland from January 2024 onwards. It is not possible to begin the studies online. All students must be present on campus for the contact day organised on 25 January 2024 at the latest. The next possibility to start studies after that will be in January 2025 with a new group.
- If you are not able to join the studies on campus by the given deadline, the paid tuition fee will be automatically transferred to the academic year 2024-2025 (spring semester 2025).
- You can ask for a refund on the paid tuition fee if you receive a negative residence permit decision.
Scholarships
The Early Bird scholarship is a 50% discount on the tuition fee of the first study year at Xamk.
You can get the Early Bird scholarship if you:
- accept the offer of admission within one week (7 days) from the admission and
- pay the tuition fee with discount (4 850 euro / 5 750 euro) within three weeks (21 days) from the admission.
In order to qualify for the scholarship, you must follow the deadlines given in the offer of admission.
If you do not follow the given deadlines, you will lose the scholarship. You can still enrol for the studies by paying the full tuition fee (9 700 euro / 11 500 euro) by 14 July 2023.
The Early Bird scholarship is available during limited time period in spring application round.
The Early Bird scholarship does not concern degree programmes beginning in January or double degree programmes.
Scholarship based on study progress
During the studies, you can apply for a scholarship after each study year. You qualify for the scholarship by progressing in the studies well.
You are offered at least 60 ECTS credits of studies per academic year (1 August – 31 July). If you complete 55 ECTS credits during the academic year (1 August - 31 July), you can apply for a scholarship based on completed studies. If you have begun your studies in January, it’s enough to complete 27 ECTS credits during the first semester (1 January – 31 July). The scholarship application must be submitted by 31 July 2024.
The scholarship during the studies is worth 50% of the paid tuition fee. The scholarship is paid in euros, separately to student’s own bank account and the amount of the scholarship cannot be deducted from the tuition fee of the next academic year.
Scholarship based on Finnish language and culture studies
If you qualify for the scholarship based on study progress, you can also apply for an additional scholarship on the basis of studies you have completed in Finnish language and culture during the academic year.
Instructions for continuing students are available on Lux intranet.
Bank account and Finnish ID for scholarship payments
The scholarship can only be paid in euros to your own bank account. The amount of the scholarship cannot be deducted from the tuition fee of the next academic year.
Most convenient, inexpensive and quickest way to receive the scholarship payment is to have your own bank account with International Bank Account Number (IBAN) for the scholarship application. The bank account should be located in an EU or EEA country, or in one of the following countries: Andorra, San Marino, Switzerland, or Vatican (countries suitable for SEPA payments).
In addition, you are recommended to provide a Finnish personal ID code for the scholarship payments during your studies. You can request for a Finnish personal ID code on residence permit application to Finland. Please see more information on Finnish Immigration Services website.
If you don’t have a residence permit in Finland at the time of the scholarship payment (e.g. studies have been completed online from outside Finland), the scholarship payment can be made to other than IBAN bank account and in this case the Finnish personal ID number is not required.
Tuition fee and scholarship timetable
Tuition fee is to be paid annually before the beginning of the academic year:
- for the 1st study year or 1st study semester by the deadline given in the offer of admission
- for other study years by 31 July.
The scholarship application is submitted annually after each academic year. The application can be submitted as soon as the requirements are met but by 31 July at the latest.
Examples on the fee and scholarship timetable
Studies beginning in January (autumn applications)
When you have admission for the spring semester 2024:
- You pay the tuition fee for the first semester (spring 2024) by 1 December 2023. The fee to be paid is 4 850 (Bachelor) / 5 750 (Master) euros.
- The Early Bird scholarship is not available.
- Scholarship based on study progress is worth 50% of the paid fee, 2 425 (Bachelor) / 2 875 (Master) euros. Apply for the scholarship after the study year, when you meet the requirements, but by 31 July 2024 at the latest. Apply for the scholarship based on the Finnish language and culture studies on the same application.
- You pay the tuition fee for the academic year 2024-2025 by 31 July 2024. The fee to be paid is 9 700 (Bachelor) / 11 500 (Master) euros.
Studies beginning in August (spring applications)
When you have admission and the Early Bird scholarship for the academic year 2023-2024:
- You pay the tuition fee for the academic year 2023-2024 by the Early Bird deadline given in the offer of admission. The fee to be paid is 4 850 (Bachelor) / 5 750 (Master) euros.
- Scholarship based on study progress is worth 50% of the paid fee, 2 450 (Bachelor) / 2 875 (Master) euros. Apply for the scholarship after the study year, when you meet the requirements, but by 31 July 2024 at the latest. Apply for the scholarship based on the Finnish language and culture studies on the same application (concerns Bachelor’s programmes).
- You pay the tuition fee for the academic year 2024-2025 by 31 July 2024. The fee to be paid is 9 700 (Bachelor) / 11 500 (Master) euros.
When you have admission without the Early Bird scholarship for the academic year 2023-2024:
- You pay the tuition fee for the academic year 2023-2024 by 14 July 2023. The fee to be paid is 9 700 (Bachelor) / 11 500 (Master) euros.
- Scholarship based on study progress is worth 50% of the paid fee, 4 850 (Bachelor) / 5 750 (Master) euros. Apply for the scholarship after the study year, when you meet the requirements, but by 31 July 2024 at the latest. Apply for the scholarship based on the Finnish language and culture studies on the same application (concerns Bachelor’s programmes).
- You pay the tuition fee for the academic year 2024-2025 by 31 July 2024. The fee to be paid is 9 700 (Bachelor) / 11 500 (Master) euros.